Build Your Credit Line Program Your Way
Credit Pro is the flexible core engine that enables banks to offer hyper-customised credit card or credit line programs
Capabilities
Build on the most Comprehensive Credit Engine
Design, launch and scale your custom credit program with robust APIs.
Modular Architecture
Stack that Powers Innovation
Pick and choose the modules that you need. Integrate seamlessly with your current system.
Fully Modular
Completely modular, cloud-native architecture allows you complete flexibility to custom-build your credit line program.
Completely Configurable
Design the credit line of your choice from UPI to Buy now, Pay later. Supports retail, commercial, prepaid, EMI Cards and bullet repayments.
Infinitely Scalable
Built to grow with your business, robust APIs and SDKs support scale without compromising on performance.
Advanced Security
Complete data encryption and continuous monitoring provide the highest level of protection for your transactions and sensitive data.
Partner Ecosystem
Pre-Integrated Partnerships. For seamless Innovations.
Our pre-integrated and modular backend integrations align with your current stack and partnerships, so you scale without complexities.
FAQs
Have questions? We’ve got answers.
What is Hyperface Credit Pro?
Hyperface Credit Pro is a flexible core engine that helps banks offer hyper-customised credit card and credit line programs. It enables teams to configure, launch, and manage products with granular control across key components such as ledger and limit management, billing, EMI, compliance, customer experience, and analytics in one platform.
What can banks build with Credit Pro?
Banks can use Credit Pro to design a wide range of programs such as Credit Line on UPI, retail credit cards, commercial cards, prepaid cards, EMI cards, BNPL, and bullet repayment programs. The platform is highly configurable and supports multiple form factors, making it easier for teams to innovate and build highly customised products for different customer segments and use cases.
What capabilities does Hyperface Credit Pro provide?
Credit Pro provides end-to-end capabilities for managing modern credit programmes, including product configuration, ledger and limit management, billing, pricing and interest calculations, EMI management, customer communications, compliance and security controls, portfolio analytics and reporting and APIs and SDKs for seamless integration.
How is Credit Pro different from a traditional credit management system?
Credit Pro is highly modular and configurable. That means banks can adjust features like billing, pricing, APRs, fee logic, and repayment structures to match specific product strategies. Its modular architecture, API-first design, and built-in controls help accelerate innovation and build modern digital-first customer experiences.
How does Credit Pro handle compliance and security?
Credit Pro includes compliance and security capabilities such as API encryption, authentication controls, OTP and MPIN policies, role-based access controls, maker-checker workflows, and configurable access management for enterprise banking environments.