Credit Pro

One Core Engine for all Credit Line Programs

Credit Pro is the flexible core engine that enables banks to offer hyper-customised credit card or credit line programs.

Build on the most Comprehensive Credit Engine

Design, launch and scale your custom credit program with robust APIs.

Features and Controls

Flexibly set and configure your program your way.

Ledger and Limit Management

Billing

Pricing

Interest

EMI

Tax

End-User Experience

Empower frictionless customer experience with customized mobile apps and statements.

Progressive Web Applications 
(PWA)/ SDKs

PDF Statements

Customer Communications (SMS/Email/Whatsapp/Notifications)

In-built integration with Onboard IQ and Smart Engage products to deliver a cohesive user experience

Compliance Configurations

Ensure 100% regulatory compliance and security standards.

API Access and Controls

API Encryption

OTP Policy

MPIN Policy

User Authentication Controls

Portfolio Management

Manage your growing portfolio with comprehensive Analytics.

Dashboard Login 
(With RBAC and Maker Checker)

Reports and Analytics

EMI

Stack that Powers Innovation

Pick and choose the modules that you need. 
Integrate seamlessly with your current system.

Fully Modular

Completely modular, cloud-native architecture allows you complete flexibility to custom build your credit line program.

Completely Configurable

Design the credit line of your choice from UPI to Buy now, Pay later. Supports retail, commercial, prepaid, EMI Cards and bullet repayments.

Infinitely Scalable

Built to grow with your business, our robust APIs and SDKs support scale without compromising on performance.

Advanced Security

Complete data encryption and continuous monitoring provide the highest level of protection for your transactions and sensitive data.

Pre-Integrated Partnerships. For seamless Innovations.

Our pre-integrated and modular backend integrations align with your current stack and partnerships, so you scale without complexities.

Our Growing Network of Partners