About Us
Forging the Future of Credit Cards Technology
We are making a complex industry more accessible through specialisation and attention to detail.
The Hyperface Story
Hyperface was born out of our shared vision to redefine customer experiences through cutting-edge embedded finance solutions. We envision a world where user experiences are intuitive and inclusive, delivered through our powerful platforms.
Technology is at the heart of our mission and we are dedicated to unlocking its power to build the most advanced and modern banking platform, starting with credit cards.
We empower banks and co-brands to deliver exceptional, digital-first card experiences that resonate deeply with modern consumers.
Meet Our Founders
Ramanathan R.V
Co-Founder and CEO
Co-Founder and CEO
Ramanathan R.V
Passionate engineer-turned-entrepreneur and technology visionary, Ramanathan R.V. has played a pivotal role in the payment revolution of the last decade. After building deep engineering solutions at companies like Bankbazaar and Amazon India, he co-founded and served as CTO at Juspay. Ramanathan brings extensive expertise in implementing cutting-edge payment technologies, including building India’s first UPI app, BHIM.
Aishwarya Jaishankar
Co-Founder and COO
Co-Founder and COO
Aishwarya Jaishankar
A veteran digital banker, Aishwarya has a track record of disruptive product development and scaling. She has played key roles in digital transformation success stories at banks like Kotak Mahindra and HSBC India. Credited with India’s first fully digitally reimagined savings account (Kotak 811), Aishwarya’s core experience lies in digitally reimagining banking products with strong adherence to regulatory and risk requirements.
Leadership Team
Prithwish Ray
Chief Business Officer
Chief Business Officer
Prithwish Ray
With close to two decades of expertise in banking and payments, Prithwish has held leadership roles across verticals spanning Credit Cards, Digital Payments & Partnerships, Loans, Customer Proposition and Risk Management. His last roles were as Head of Credit Cards & Partnership for HSBC India and Vietnam, capping over thirteen distinguished years in HSBC. At Hyperface, Prithwish leads the Go-To- Market Strategy for our platform and products and spearheads our Business verticals across all client segments covering Banks, Fintechs, Consumer Brands, and NBFCs.
Ranjit Ramrakhiani
Senior Vice President – Business Solutions
Senior Vice President – Business Solutions
Ranjit Ramrakhiani
Ranjit is an accomplished IT professional with over two decades of experience in Program Management, Digital Transformation, and Technical Software Development and Delivery. With deep experience in the fintech sector, Ranjit has driven transformative projects related to Real-Time Payments (UPI, BPPS), Buy Now Pay Later (BNPL), and Digital Lending, for large clients. At Hyperface, Ranjit leads the Business Solutions group.
Maya Kunnath
Head of Legal
Head of Legal
Maya Kunnath
Maya Kunnath boasts over fourteen years of experience in corporate law, specializing in the Fintech and payment sectors. With a sharp focus on BFSI and regulatory compliance, honed through roles at PhonePe and Juspay, Maya is adept at navigating intricate legal landscapes. At Hyperface, Maya and her team provide legal counsel to supporting our innovative initiatives and ensure regulatory adherence.
Awards and Recognition
Effortless Card Innovation with Hyperface.
Hyperface is your partner through launch and beyond. Let’s connect and discuss the perfect solution for your business.
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