Credit Pro
One Core Engine for all Credit Line Programs
Credit Pro is the flexible core engine that enables banks to offer hyper-customised credit card or credit line programs.
Build on the most Comprehensive Credit Engine
Design, launch and scale your custom credit program with robust APIs.
Features and Controls
Flexibly set and configure your program your way.
Ledger and Limit Management
Billing
Pricing
Interest
EMI
Tax
End-User Experience
Empower frictionless customer experience with customized mobile apps and statements.
Progressive Web Applications (PWA)/ SDKs
PDF Statements
Customer Communications (SMS/Email/Whatsapp/Notifications)
In-built integration with Onboard IQ and Smart Engage products to deliver a cohesive user experience
Compliance Configurations
Ensure 100% regulatory compliance and security standards.
API Access and Controls
API Encryption
OTP Policy
MPIN Policy
User Authentication Controls
Portfolio Management
Manage your growing portfolio with comprehensive Analytics.
Dashboard Login (With RBAC and Maker Checker)
Reports and Analytics
EMI
Stack that Powers Innovation
Pick and choose the modules that you need. Integrate seamlessly with your current system.
Fully Modular
Completely modular, cloud-native architecture allows you complete flexibility to custom build your credit line program.
Completely Configurable
Design the credit line of your choice from UPI to Buy now, Pay later. Supports retail, commercial, prepaid, EMI Cards and bullet repayments.
Infinitely Scalable
Built to grow with your business, our robust APIs and SDKs support scale without compromising on performance.
Advanced Security
Complete data encryption and continuous monitoring provide the highest level of protection for your transactions and sensitive data.
Pre-Integrated Partnerships. For seamless Innovations.
Our pre-integrated and modular backend integrations align with your current stack and partnerships, so you scale without complexities.