REWARDS PLUS
Rewards,
Reimagined.
Rewards Plus replaces legacy, product-level loyalty programs with a real-time, programmable rewards system unifying your entire banking portfolio.
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Rewards shouldn’t operate in silos, but legacy systems do.
Rewards Plus brings accrual, redemption, and engagement across your entire banking portfolio into a unified, real-time system.
Rewards shouldn't operate in silos, but legacy systems do.
Rewards Plus brings accrual, redemption, and engagement across your entire banking portfolio into a unified, real-time system.
REWARDS PLUS – ACCRUAL
One customer, one view. Across every banking product. One customer, one view. Across every banking product.
With Rewards Plus, unify bank-wide loyalty through a single multi-currency ledger. Manage every banking event under a single customer view without losing product-level accounting precision.
Ubiquitous Currency Management
Support points, cashback, tier currency, partner miles, and custom rewards side-by-side. Each with its own accrual rules, capping, expiry, and accounting — unified under a single customer view.
Cross-product Attribution
Earn on credit, UPI, BNPL, deposits and lending products. Aggregate rewards at the customer level while maintaining strict ledger isolation at the product level.
Dynamic, Behaviour-led Rule Engine
Configure base earn structures, accelerated rewards, boosters, milestone incentives, tier programmes, and fee-linked benefits, without code. Multi-level rules adapt to how customers actually spend, not static categories.
REWARDS PLUS – ENGAGEMENT
Rewards baked into your digital channels, not bolted on.
Make every customer interaction an opportunity for growth.
Journey-aware Rewards
Trigger rewards based on lifecycle stage — new-to-bank, dormant, pre-churn, or high-value. Rewards become a retention tool, not just a spend incentive.
Campaign and Targeted Rewards
Run activation campaigns, spend milestone incentives, dormancy reactivation programmes, and behavioural nudges — all configurable without engineering dependency.
Omnichannel Loyalty Experiences
Deliver consistent rewards experiences across your app, web, and POS. Redemption stays inside your bank's digital assets, not a redirect to a third-party portal.
REWARDS PLUS – ENGAGEMENT
Rewards baked into your digital channels, not bolted on.
Make every customer interaction an opportunity for growth.
Journey-aware Rewards
Trigger rewards based on lifecycle stage — new-to-bank, dormant, pre-churn, or high-value. Rewards become a retention tool, not just a spend incentive.
Campaign and Targeted Rewards
Run activation campaigns, spend milestone incentives, dormancy reactivation programmes, and behavioural nudges — all configurable without engineering dependency.
Omnichannel Loyalty Experiences
Deliver consistent rewards experiences across your app, web, and POS. Redemption stays inside your bank's digital assets, not a redirect to a third-party portal.
REWARDS PLUS – REDEMPTION
Any partner.
One integration.
Rewards Plus eliminates catalogues and third-party redirections. Plug into your preferred ecosystem through a single API layer that unifies redemption across partners and platforms.
Native, in-app Redemption
Redemption lives inside your bank's existing digital assets. Customers stay in your app, reinforcing your brand throughout the experience, not a redirect to a third-party portal.
API-first Fulfillment
Connect to gift card networks, travel aggregators, merchant cashback platforms, or bespoke brand partnerships in days. A standardised API layer means no new integration project for each new partner.
Redemption without Reconfiguration
Add new redemption channels or partners without touching accrual rules, ledger configurations, or mobile releases. The redemption layer remains independently extensible.
REWARDS PLUS – REDEMPTION
Any partner.
One integration.
Rewards Plus eliminates catalogues and third-party redirections. Plug into your preferred ecosystem through a single API layer that unifies redemption across partners and platforms.
Native, in-app Redemption
Redemption lives inside your bank's existing digital assets. Customers stay in your app, reinforcing your brand throughout the experience, not a redirect to a third-party portal.
API-first Fulfillment
Connect to gift card networks, travel aggregators, merchant cashback platforms, or bespoke brand partnerships in days. A standardised API layer means no new integration project for each new partner.
Redemption without Reconfiguration
Add new redemption channels or partners without touching accrual rules, ledger configurations, or mobile releases. The redemption layer remains independently extensible.
Engineered for edge cases, not around them
Transaction rewards are the most complex loyalty accounting problem in banking. Rewards Plus handles every edge case out of the box, so your team never has to build workarounds. Transaction rewards are the most complex loyalty accounting problem in banking. Rewards Plus handles every edge case out of the box, so your team never has to build workarounds.
Transaction Complexities
User Management
Operational Controls
INTEGRATION
Rewards Plus fits into your existing architecture. Zero disruptions. Rewards Plus fits into your existing architecture. Zero disruptions.
Modernising rewards shouldn't require a core banking overhaul. Rewards Plus acts as a sophisticated orchestration layer that sits alongside your existing processor. Modernising rewards shouldn't require a core banking overhaul. Rewards Plus acts as a sophisticated orchestration layer that sits alongside your existing processor.
Plug-and-play Integration
Connect via standard APIs to your existing core banking, card processor, and mobile app without rewiring architecture or impacting current operations.
Bank-grade Compliance
Maker-checker, RBAC, audit logs, and on-prem/VPC deployment options ensure regulatory and infosec requirements are met out of the box without custom compliance work.
Fast, Flexible Set-up
Stress-test complex reward constructs using sandbox environments and simulators before production. Launch without IT dependency or operational overheads.
Upgrade your Bank Rewards Infrastructure
Build a modern loyalty program with the flexibility, control, and scalability your portfolio needs. Build a modern loyalty program with the flexibility, control, and scalability your portfolio needs.
Legacy Systems
Rewards Plus